Free · No call required
The 18-point checklist for a
Malaysian financial-services
website that earns trust.
Statutory disclosures, PDPA compliance, and the trust signals a corporate client actually looks for before they'll pick up the phone. Go through your own site against it — privately, no login, no form.
18 checks, 4 categories
Written for insurance, reinsurance & financial services
Takes about 10 minutes
The baseline facts a Malaysian corporate client checks before they'll take a firm seriously as a counterparty — not marketing, just proof the entity behind the site is real and accountable.
01
SSM registration number displayed
A visible Companies Commission of Malaysia number lets a visitor verify the entity exists independently, in seconds, without asking anyone.
02
Sector licence number shown, if one applies
BNM registration, a Labuan FSA licence, or an SC capital-markets licence — whichever governs the firm — displayed plainly, not left for a visitor to hunt down elsewhere.
03
Full registered address available
Not just a city name in the footer — a real, checkable business address. A firm handling real risk or real money should be locatable.
04
A named Data Protection Officer or PDPA contact
Since the 2024 Amendment, regulated-sector firms must have someone accountable for data protection. If the site can't say who that is, a careful visitor notices the gap.
Every one of these has a real legal basis under the Personal Data Protection Act 2010, as amended in 2024 — this isn't a style preference, it's what the law actually asks a site to do.
05
Every data-collecting form has its own notice
Not a link buried in the footer — a plain-language line next to the submit button explaining what's collected and why, right where the decision to submit is being made.
06
Consent is opt-in, never pre-ticked
A pre-ticked consent box is a compliance failure, not a convenience — PDPA's notice-and-choice principle requires a genuine, active choice.
07
A Privacy Policy reflecting the 2024 Amendment
DPO contact, the 72-hour breach-notification duty, the data-portability right, and any cross-border transfer disclosure — the 2010 baseline alone is now out of date.
08
A stated data-retention period
"How long do you keep what I give you" is a real, reasonable question — the answer should already be on the page, not something a visitor has to ask.
09
Analytics and cookies disclosed
If the site runs Google Analytics or any tracking script, the Privacy Policy should say so plainly — silence here reads as either unaware or evasive, neither is a good look.
The part that's judged before a single word of copy is read closely — whether the firm behind the screen looks like it has genuinely thought about what it does, and why that matters to the person looking.
10
Real, named leadership — not an empty team section
A "Board of Directors" or "Our Team" heading with no names under it is worse than not having the section at all — it announces the gap instead of hiding it.
11
Visible evidence the site is actively maintained
A current copyright year, a dated news item, a recent case study — anything that tells a visitor someone is still looking after this, not just the year it launched.
12
Specific claims, not filler language
"Comprehensive solutions across a diverse range of products" tells a risk manager nothing and quietly suggests the firm can't — or won't — talk plainly about its own work.
13
A clear answer to "why this firm, not the other three"
A corporate buyer usually has several tabs open. If the site won't say what's different, the silence answers the question for them — and not in the firm's favour.
14
Verifiable proof, not just adjectives
Years in business, a licence number, a named client reference, a specific heritage detail — proof a careful visitor can actually check, not a paragraph of "trusted" and "leading."
Small, quiet things that shape a first impression before anyone reads a sentence — and are usually the easiest of the eighteen to actually fix.
15
Working HTTPS, no browser security warning
A "not secure" warning on a financial-services site undoes every other item on this list in the same second it appears.
16
No broken images or dead links on the homepage
A missing logo, a broken team photo, a link to nowhere — small individually, but each one is a moment a careful visitor notices something wasn't checked.
17
Loads in a few seconds, not longer
A slow first load costs trust before a single word of the pitch is read — patience is not something a corporate visitor extends to a vendor's own website.
18
Renders properly on a phone
A broken mobile layout undercuts everything above it — plenty of the people checking a firm out before a meeting are doing it from their phone, in the taxi on the way there.
Reading your own score
15–18 checked — the site is genuinely in good order. Any gaps left are worth closing on principle, not urgency.
9–14 checked — the fundamentals are there but there are real, specific gaps a careful visitor would notice. Usually fixable without a full rebuild.
Under 9 checked — the site is quietly working against the firm, not for it. Worth a proper look before the next big pitch or renewal season.
The list above is the general standard. Three sets of Malaysian rules go further for particular firms. We've written each one up the same way — quoting the instrument, naming the paragraph, and saying plainly what it does not require.
If a few of these came up short
Send me the site. I'll tell you what I see, for free.
No pitch attached — just an honest read of where your site stands against this list, from someone who's gone through the sector's sites one by one. If it turns into a conversation about fixing it, that's your call, not mine.
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